If you were in an Atlanta car accident without insurance, but you are not at fault, you may be able to seek financial compensation from the other driver.
Unfortunately, you may also face penalties for failing to carry auto insurance at the time of the accident. A personal injury lawyer with our firm can evaluate your case and explain your legal situation after the accident.
The State of Georgia Requires Drivers to Carry Car Insurance
According to the Office of the Commissioner of Insurance and Safety Fire (OCI), Georgia requires drivers to carry liability insurance. After a car accident, the at-fault driver’s liability insurance pays for the other driver’s damages.
If you were injured or incurred property damage in an accident that you did not cause, the good news is that the other driver’s liability insurance should cover your damages.
What Happens if You Don’t Have Insurance
If you do not have car insurance, you may face penalties even if you did not cause the accident. According to the Georgia Department of Revenue (DOR), any car that does not have the mandatory minimum liability insurance will have its registration suspended or revoked. In Georgia, it is a misdemeanor to drive a car that is not registered. Penalties for driving an unregistered car include:
- Vehicle impoundment
- Fines for registration lapse and registration reinstatement
Your lawyer can guide you through the process of paying your fines and reinstating your registration if it has been suspended.
For a free legal consultation, call 404-214-2001
Recovering Damages After an Atlanta Car Accident
Your lawyer can help you recover damages from the at-fault driver after a car accident. You can rely on them to estimate the value of your damage and gather evidence demonstrating the severity of your injuries and the negative impact of the accident on your quality of life.
You may be able to recover damages for:
Past and Anticipated Medical Care
You may be able to recover damages for medical care for injuries you sustained in the accident, such as:
- Ambulance rides
- Doctor’s appointments
- Prescription medications
- Medical equipment
- Physical therapy
- Hospital stays
If you had to miss work after the accident, you can request compensation for lost:
- Business opportunity
- Vacation time
- Hourly wages
Vehicle Repair and Related Expenses
You may be able to seek compensation for any damage to your vehicle, such as tow truck bills, auto body or mechanic bills, or the replacement cost of your vehicle if it cannot be fixed.
You can also seek damages for the physical and emotional hardship caused by the accident, such as:
- Pain and suffering
- Scarring and disfigurement
- Loss of limbs
- Development of mental health conditions
- Reduced quality of life
Working with a Lawyer from Our Team Can Help You
A lawyer on our team can help you with the complex legal process of recovering damages after a car accident. Services they can provide you might include:
Investigating the Accident and Compiling Evidence
Your lawyer will work hard to investigate the accident and collect evidence showing that you were not at fault. Some forms of proof might be:
- The police report
- Traffic camera footage
- Photos of your injuries
- Medical records
- Cell phone records
- Eyewitness accounts
- Testimony from accident reconstruction specialists, economists, and your medical team
Not only will this evidence show you were not at fault, but it will also illustrate how the other party was negligent.
Handling All Interactions with the Other Driver’s Insurance Company
Your lawyer can communicate with the other driver’s insurance provider, file a claim for you, submit the required supporting documents, and negotiate a settlement on your behalf.
Filing a Personal Injury Lawsuit
If your lawyer cannot negotiate a reasonable settlement, he will file a lawsuit and represent you in court.
Georgia law sets a deadline for filing a personal injury lawsuit after a car accident. OCGA §9-3-33 establishes a two-year statute of limitations for personal injury. If two years pass from the date of your accident and you have not yet filed a lawsuit, you might forfeit your legal rights to do so.
If you were hurt in a car accident, act now before you lose your chance.
Click to contact our personal injury lawyers today
Kaine Law Is Ready to Serve You
If you were in an Atlanta car accident without insurance but you are not at fault, you may be able to recover damages for medical expenses, property damage, and more. The team at Kaine Law has multiple decades of experience helping victims just like you.
Reach out to Kaine Law today for a free, no-obligation case consultation. We work on contingency, so you do not have to pay a thing unless you win.