How long it takes to receive a motorcycle accident settlement depends on various aspects of your case. Ideally, your legal team will file your insurance claim and negotiate an amount that covers your losses.
However, insurance companies are for-profit businesses that are reluctant to pay claims. In that instance, it could take a few weeks, a few months, or even a few years to settle your case.
What Factors Could Prolong My Motorcycle Accident Case?
The following factors could affect how long it takes to receive a settlement:
The Value of Your Losses
The monetary value of your case will depend on:
- The cost of your healthcare expenses, property damage costs, and lost income
- The time you missed from work
- The length of your recovery period
- What the liable insurance company covers
The value of your losses affects your case’s progression in two ways. Insurance companies don’t want to pay costly settlements. They may argue that your damages are worth less than you think and offer compensation that reflects that.
Secondly, if the cost of your damages is still evolving, you don’t want to accept the first offer that comes your way. That’s because if you accept a settlement, you can’t ask for more money later on.
The Details of Your Condition
The American Academy of Orthopaedic Surgeons notes that, in general, most fractures heal within a year. However, other conditions, like traumatic brain injuries, can take years to heal—if they heal at all.
We won’t settle your case until we understand the value of your past, present, and anticipated healthcare expenses. That way, you can accept an offer that fairly compensates you.
The Liable Policy’s Limits
The Office of Commissioner of Insurance and Safety Fire notes that all motorists in Georgia must carry auto insurance. At the very least, drivers must have:
- $25,000 and $50,000 in body injury liability
- $25,000 for property damage liability per accident
However, if your losses exceed the liability policy’s limits, this may require filing a lawsuit to seek full coverage. Going to court can take some time. Yet, doing so could be your only option when pursuing the full cost of your damages.
The Availability of Evidence
If there’s an overwhelming amount of evidence that proves liability, your case could be open and shut. If not, the insurance company may contest or deny your claim. Our firm knows what evidence supports motorcycle accident cases. We may use the following to support yours:
- Traffic camera footage
- The accident report
- Eyewitness testimony
- Information from accident reconstruction specialists
- The damage to your vehicle
- Physical evidence, like skid marks and debris
- The other driver’s phone records
- The result of the other driver’s blood alcohol content (if applicable)
The more evidence we have to support your case, the sooner we can work toward a resolution.
For a free legal consultation, call 404-214-2001
Your Case’s Progression Depends on its Own Details
Online, you might have seen someone who settled their case within a matter of days. While we have settled cases like that before, it’s not standard. As noted, the progression of your case depends on its circumstances.
We will do the following to keep your case moving forward:
Calculate the True Value of Your Losses
We want you to recover fair compensation for your damages. If applicable, we can negotiate a settlement that covers:
- Healthcare expenses
- Lost income, wages, and tips
- Loss of future earning capacity
- Transportation costs
- Property damage expenses
- Mental anguish
- Pain and suffering
- Funeral expenses
We may consult with third-party economists to calculate your anticipated damages.
Protect You from Bad Faith Insurance Practices
O.C.G.A. § 33-6-34 prohibits insurance companies from:
- Misrepresenting policies
- Failing to act promptly
- Offering substantially low amounts
- Delaying the claims process
- Refusing to investigate a claim
Filing a claim isn’t your only option for compensation. If the insurer refuses to negotiate, we can file a lawsuit directly against the negligent party.
Determine Fault for the Accident
We must establish fault to pursue your collision-related losses. The insurance company might refute your claim by saying you caused the accident. However, as long as you didn’t cause most of the accident, you can seek compensation, per O.C.G.A. § 51-12-33.
We can use the following evidence to prove fault:
- Black box data
- Police statements
- The accident report
- Eyewitness testimony
- Traffic camera recordings
- Your vehicle’s points of impact
Manage All Necessary Communications
Even simple insurance claims require juggling communications with multiple parties, including:
- Insurance representatives
- The involved parties
- Healthcare professionals
- Law enforcement
Even one innocuous comment could jeopardize your claim’s progression. By allowing our lawyers to manage all communications, you don’t have to worry about giving too much (or too little) information.
Call Kaine Law to Begin Your Free Case Review
We’re not sure how long it’ll take for you to receive a motorcycle accident settlement. However, we will do everything we can to push your case forward. Kaine Law will fight for the money you are owed. Dial (404) 214-2001 to connect with our firm.