The best ways to maximize your Atlanta personal injury settlement are to be prepared, educate yourself about your situation, cite all of your losses, and achieve maximum medical improvement before filing your claim (if possible).
Preparation Will Make the Claim Process Easier for You
Many people suffer injuries and file a claim right after the accident with a ballpark figure of what they think their case is worth. Even if you have never been in an accident before and do not know what you should be doing, planning out your approach to pursuing compensation can make you feel calmer and more aware of the path ahead of you.
It most importantly allows you to go into settlement negotiations with a goal in mind—a fair settlement.
For instance, you can gather all the documents that you know will be relevant in your case at the beginning. This way, you will not need to scramble to find them when the insurance company requests them.
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Learn About the Process You Are Facing So You Can Protect Yourself
Educating yourself about what’s to come can help you feel more confident about your case. You can avoid a situation where you are overwhelmed and are caught off-guard by the pace of the process. If you know what lies ahead, you can anticipate different potential situations that could affect your settlement amount.
Achieve Maximum Medical Improvement Before Valuing Your Case
Insurance companies are not on your side. Their business model operates on profit, so they often try to pay claimants less than they deserve. You should be able to pay off your accident-related bills with the settlement you receive. The insurer might call you very soon after the accident to offer you a settlement that might only cover your emergency medical care.
If you speak to your medical team about how long you are likely to need their care, you could learn that you will require physical therapy and surgery. You do not need to accept any offer that comes your way. You can wait to feel better and see how much you will need to spend in the future on your health.
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List All Your Accident-Related Losses on Your Demand Letter
Prompt action can be beneficial in most situations, but submitting your claim too quickly can result in you missing out on compensation. If you undervalue your own claim, you cannot ask for more money later. Only citing your car repair bills and hospital costs when you have prescriptions, crutches, physical therapy bills, and other out-of-pocket costs is not helping your case.
There might be other things that greatly affect your day-to-day, like:
- Lost wages
- Reduced earning capacity
- Disfigurement or loss of limb
- Mental anguish
- Pain and suffering
- Loss of enjoyment of life
The liable party should pay for all damages they caused you, not the ones you think are the most significant or “expected.”
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Do Not Forget About the Statute of Limitations
If your insurance settlement does not cover your losses, or the insurer unfairly undervalues or denies your claim, you could file a lawsuit against the liable party. However, you have a limited amount of time to do so. There is a law in Georgia that limits how long you have to take action.
OCGA §9-3-33 states that accident victims have two years to file a lawsuit. If you miss this timeline, you likely forfeit your right to compensation. There are other timelines that could prove relevant, depending on your circumstances.
You Can Retain One of Our Lawyers to Handle Your Case for You
With our legal services, you do not have to worry about figuring out how to find evidence to prove your testimony or speak to difficult insurance adjusters. Simply hire your lawyer and leave the rest to them.
They can also:
- Assign a value to your case
- Help you maximize your Atlanta personal injury settlement
- Answer your questions
- Protect your rights
- File paperwork
- Help you stay within the relevant statute of limitations for your case
- Recruit expert witnesses and accident reconstructionists
- Speak to your medical team to gain a full understanding of your injuries’ effect on your case
You do not have to go it alone. Speaking to your legal team about how you can move forward with your case can be a huge asset.
Call Kaine Law to Talk About Retaining Our Services
Our team has decades of experience helping injured Georgians. Let us use our knowledge and resources to your benefit. You should not have to devote your time to learning about the claims and personal injuries process when you can just hire someone who does this professionally.
Call Kaine Law to speak to a member of our team during a free consultation. We are ready to help in any way we can. We have offices in Atlanta, Conyers, Lawrenceville, and Stockbridge for your convenience.
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