You might qualify for workers’ compensation benefits if you suffered a workplace injury in Covington, GA. You could also recover damages from a liable third party. A Covington personal injury lawyer with Kaine Law can handle your claim or lawsuit so you can focus on getting back on your feet.
Our team has decades of experience helping the injured seek justice. We will use our legal skills and case knowledge to fight for the money you need and deserve. We will protect your rights and work tirelessly to relieve any economic burden your family faces because of your on-the-job accident.
Benefits Available Under Workers’ Compensation
Workers’ compensation insurance provides benefits to workers injured on the job. If you have a workplace injury, our Covington workers’ compensation attorneys could help you file a claim and ensure you receive coverage for the following:
- Medical treatment: Workers’ compensation should pay for any expenses incurred due to your work injury, including emergency services, doctor and hospital fees, medications, mobility aids, physical therapy and rehabilitation, and in-home nursing. However, you must receive treatment from an authorized physician approved by your employer’s insurance plan. Georgia law requires your employer to post a list of acceptable providers in your workplace.
- Wage replacement: You could seek wage replacement benefits if your injury prevents you from working for more than seven days. These benefits provide up to two-thirds of your average weekly wage. If you can still perform some work during your recovery, you could receive two-thirds of the difference between your current weekly and pre-injury wages.
- Vocational rehabilitation: If you sustained a catastrophic injury that prevents you from doing your current work, you could receive job training and help finding other employment through the Georgia State Board of Workers’ Compensation (SBWC).
- Death benefits: Did your loved one die from their workplace injuries? Then, their dependents can receive wage replacement benefits. Workers’ compensation will also pay for the deceased’s accident-related medical treatment and funeral and burial costs up to $7,500.
How long you can receive medical and wage benefits depends on your injury, but compensation usually lasts up to 400 weeks. If you have a catastrophic injury, you might qualify for lifetime coverage. Our lawyers can review your claim and ensure you get the maximum benefits available so you can protect your family’s financial future.
Can You Sue for Workplace Injury Damages?
You usually cannot sue your employer if it provides workers’ compensation insurance. However, you could file a personal injury lawsuit against a liable third party if their negligent or wrongful actions caused your injury. Liable third parties may include subcontractors, general contractors, equipment suppliers and manufacturers, and property owners and managers.
A personal injury case allows you to seek some damages not available through workers’ compensation, including the following:
- Any medical treatment not paid by workers’ compensation
- The total value of your lost wages (not just two-thirds)
- Lost employment benefits
- Loss of future earning capacity
- Property damage, if your vehicle, tools, or other items belonging to you sustained damage during your workplace accident
- Household services
- Medically necessary home and vehicle modifications
- Pain and suffering, including severe and chronic pain, loss of mobility, scarring and disfigurement, mental anguish, emotional distress, and reduced quality of life
- Wrongful death of a loved one, including medical expenses, funeral and burial expenses, the total value of the decedent’s lost wages and benefits, and loss of your loved one’s services, support, guidance, and care
For a free legal consultation with a workers' compensation lawyer serving Covington, call 404-214-2001
Who Can Seek Workers’ Compensation In Georgia?
According to O.C.G.A. § 34-9-2, any employer with three or more workers (including part-time workers) must provide workers’ compensation insurance. Your coverage begins on your first day of work and applies to any injury sustained while performing your job. Finally, you do not need to prove that your employer acted negligently to receive benefits.
How Long Do You Have to File a Claim?
You must report your workplace injury to your employer within 30 days, or you may not be eligible for coverage. Then, you must file your workers’ compensation claim within one year of the incident.
If you have grounds for a third-party lawsuit, you have two years to file a personal injury or wrongful death case, according to O.C.G.A § 9-3-33.
Covington Workers' Compensation Lawyer Near Me 404-214-2001
Our Attorneys Stand Up for Injured Workers and Their Familie
Insurance companies exist to make money, and one way they increase profits is by keeping settlement payouts as low as possible. So, suppose your employer or workers’ compensation insurance provider denies your benefits or refuses to pay what they owe. In that case, our Covington workers’ compensation attorneys will defend your rights and help you secure the money you need. Our team will
- Review your workers’ compensation insurance policy.
- Draft and file your workers’ compensation or liability insurance claims.
- Gather evidence proving you suffered an injury that occurred on the job.
- Investigate your accident, determine if there are liable third parties, and establish negligence.
- Identify and calculate your expenses.
- Seek the maximum compensation and benefits possible during settlement negotiations.
- Stand up to allegations of horseplay or wrongdoing designed to negate or lower your settlement.
- Prepare and file lawsuits and represent you in court if necessary.
The Kaine Law team genuinely cares about our clients and their physical recovery. We want to ensure you have the resources to heal and the time to focus on your health and well-being. We will handle your legal issues from start to finish, so you can turn your time and energy toward getting better or caring for your injured loved one.
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Contact Kaine Law About Your Workers’ Compensation Claim
Contact Kaine Law today to take advantage of our free case evaluations. A team member can tell you more about how our Covington workers’ compensation lawyers can secure full and fair awards for your workplace injury. We serve injured clients on contingency, so you pay nothing unless we obtain compensation for you.
Call or text 404-214-2001 or complete a Free Case Evaluation form
